Watching a particular story on 60 Minutes last night made me pretty furious. No, not the one you might think - that made me unspeakably angry too, but I'm not posting about that today. What concerns me was the story about what's shaping up to be a major election issue - mortgages and interest rates . It's terribly sad of course when a family is kicked out of their home for failure to pay the mortgage, but do people often have themselves to blame? Last night we met Frank and Tess, who have a monthly income of $3000 - and mortgage payments of $1600. They also owe thousands of dollars in other debts, and the couple admit they have nothing left to pay the bills and live on credit with no plan for the future. Oh, and they have three primary school age children. So why on Earth are they hanging on? Frank said, "It is an absolute struggle but, I tell you, it is worth it. You know why it's worth it? Because when you come home and you see those kids, you see the smiles on